Introduction

Welbeck Group are financial advisers based in the City of London since 2001. The philosophy is to provide the best possible advice for each individual clients needs and can offer over 70 professional expert advisers.

"Welbeck Group offers sound, clear advice and helped me to solidify my financial portfolio. They make it easy to understand and are highly professional in their dealings. They presented me with several options other financial advisers simply did not do. I can highly recommend them."

Kenny Logan, Former International Rugby Player and Welbeck Group client.

"BY TAKING TIME TO GAIN A DEEP UNDERSTANDING OF THE UNIQUE REQUIREMENTS OF EACH INDIVIDUAL AND PROVIDING EXPERT ADVICE ON A ONE TO ONE BASIS, WE ARE ABLE TO PROVIDE OUR CLIENTS WITH APPROPRIATE FINANCIAL SOLUTIONS BOTH NOW AND IN THE FUTURE." Greg Knight, Practice Principal, Welbeck Group

Why should you use Welbeck Group?

It's all about the time we invest in you. Some financial companies might confuse you with jargon and small print. Instead, we take the time to understand what you want and deliver the solutions you need. And we save you time by taking care of everything, from examining your options to managing your wealth. Whether you’re looking for a pension, mortgage, protection or any other financial service, our team of experts will help you find the right option.

How we can help you with your finances?

Maybe you're planning to save for retirement. Perhaps you're looking to acquire wealth through some shrewd investments. Protecting your loved ones might be a priority. Or you may want to save on your mortgage and reduce your tax bill. Maybe you have a wide range of basic products which confuse you. We at Welbeck consider your choices and recommend the right solutions for you. It's your wealth, after all. You deserve a team that puts your finances first.

 

Client testimonials

"I found Welbeck Group to be extremely sharp and professional with their financial advice and certainly helped me to shape my finances. Excellent commitment and level of service." - Gabby Logan, Broadcaster and Welbeck Group client.

"Welbeck Group offers sound, clear advice and helped me to solidify my financial portfolio. They make it easy to understand and are highly professional in their dealings. They presented me with several options other financial advisers simply did not do. I can highly recommend them." - Kenny Logan, Former International Rugby Player and Welbeck Group client.

"I have used Welbeck Group both for personal and business services. Through their insurance partners the business has benefited from a more cost effective and comprehensive range of services which has, in turn, been on great value to our own clients.

With Welbeck I have carried out a thorough personal financial review. This has resulted in a streamlining of my affairs and will more emphasis on my needs and expectations. Welbeck have been massively professional throughout and I look forward to a long and mutually beneficial relationship with them." - Ian Styles - Director at Mascolo and Styles

"Welbeck have provided an excellent service at highly competitive rates. The life insurance and critical cover was 30% cheaper than I was offered from my bank. I have a number of buy to let properties and therefore decided to try the Welbeck Group's Mortgage brokers and found them more efficient and better connected others I have used previously. " - James Pargeter - Montagu Evans LLP

"Through the Welbeck Group I was able to re-arrange my life and critical illness cover at a lower price without compromising on the level of cover. Given the obvious quality of Welbeck’s relationships I’d be happy to recommend them to others looking for similar advice as their service levels are excellent. " - Alistair Kuhn- CIO – Zealandia Investments

 

Investment Diversity

When it comes to equity investing, diversity is often considered fundamental in reducing the overall risk of a failing fund or share.

Yet in a poll conducted by the fund manager, Schroders this year, findings showed 1.5 million investors are leaving themselves over exposed by holding all of their equity in one single company and a further 1 million of those shares held directly, have at least 90 per cent of their investment in the stock of one company.

Ironically, the research concluded that the main reason an investor gave for not diversifying was because their aim was to make a capital gain on the directly held shares.

This is a riskier strategy as you are solely dependent on the success of one company and should the business run into difficulty, the investor could be left with little or no value.

It is advisable to build a balanced investment portfolio across a range of asset classes and investments, such as stocks, mutual funds, index funds, small and large cap funds.

Having built, what may be considered, a balanced portfolio, it is then important to review it regularly as the value of investments can change dramatically and you need to guard against your risk becoming unintentionally concentrated, whether through success or failure.